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Kazakhstan Banks


You are in Kazakhstan or about to visit it, some information about Kazakhstan banks and Kazakhstan money will be very handy to have.


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Kazakhstan banking system is based on two tier structure. Thus, the National Bank of Kazakhstan is the country's central bank and in official terms the upper (first) tier bank. All other banks, apart from the Kazakhstan Development Bank, are the second tier banks.


International Banks in Kazakhstan


If you are used to dealing with the internationally known brands, there are subsidiaries of some major international banks. Here are some.


ABN Amro Bank subsidiary, now under Royal Bank of Scotland (RBS), has been in Kazakhstan since the early days of independence. You can see their ATMs installed in various parts of Almaty, as well as at the Almaty Airport. You can find the list of ATMs and where they are situated by following this link.

HSBC has been in the Kazakhstan market since late 90s.

Other foreign participated banks in no particular order: Bank of China, National Bank of Pakistan, Taib Kazakh Bank, Bank VTB, Kazakhstan-Ziraat International Bank, Masterbank, Bank Positiv, Alfa Bank, Shinhan Bank, AsiaCredit Bank, Industrial and Commercial Bank of China in Almaty, Home Credit Bank, Citibank.


Some Major Local Banks


BTA Bank has 9 partner banks in Russia, Ukraine, Belarus, Turkey, Georgia, Armenia, Kyrgyzstan; 2 representative offices in China and UAE.

Kazkommertsbank one of the largest private banks in CIS with international subsidiaries in Kyrgyzstan, Tajikistan and the Russian Federation.

The Halyk Bank is a savings bank in Kazakhstan with branches in Kyrgyzstan, Georgia and Russia. It is the universal commercial bank of the country. Halyk means "people" or "a Nation" in the Kazakh language.

The Halyk Bank has the largest branch network consisting of 625 outlets across the country, with the largest number of ATMs and POS terminals. It acts as a major and non-exclusive paying and collection agent for the Government for pension and other social security payments.



Just before you go deep into the news related to the banks in Kazakhstan, I thought you might like some sayings about banks in general. I don't want you sidetracked, just want to share. Anyway, here we go:

A bank is a place that will lend you money if you can prove that you don't need it.  Bob Hope

A bank is a place where they lend you an umbrella in fair weather and ask for it back when it rains. Robert Frost




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